Baltimore, MARYLAND

ZIP 21230 · ZIP Community Profile

Baltimore County · Baltimore-Columbia-Towson, MD metropolitan area

Capacity — higher is better

56.86

Qualification: Qualified
National rank: #854
State rank (own state): #81
Available certified weight: 93.75%
Available measures: 9 of 11
Available pillars: 4 of 4

Friction — higher is worse

48.02

Qualification: Qualified
National rank: #6,550
State rank (own state): #126
Available certified weight: 100.00%
Available measures: 6 of 6

Understand this ZIP’s results

What contributes to Capacity?

The largest published contributions to wealth-building Capacity are:

Black Federal Contractor Presence — 21.23 score points; component percentile 99.51.
Black HMDA Mortgage Origination Access — 13.11 score points; component percentile 61.43.
Black Homeownership Asset Capacity — 6.90 score points; component percentile 32.33.

9 of 11 measures are available. Missing values are not zero.

What contributes to Friction?

The largest published contributions to measured wealth-building barriers are:

Black Civilian Unemployment Pressure — 11.93 score points; component percentile 71.56.
Black Poverty Pressure — 11.79 score points; component percentile 70.72.
Black Housing Cost Burden Pressure — 8.98 score points; component percentile 53.88.

6 of 6 measures are available. Missing values are not zero.

Contributions explain the released calculation; they do not establish what caused an outcome or estimate anyone’s net worth. General environment and institution-location measures remain labeled separately from direct Black household measures.

Explore the communities behind this ZIP

Primary locality: Baltimore
City label in place source: Baltimore
County: Baltimore County
Metro area: Baltimore-Columbia-Towson, MD
State: MARYLAND
Source neighborhood label: Locust Point Industrial Area
Associated neighborhoods: Barre Circle, Brooklyn, Carroll - Camden Industrial Area, Carroll Park, Carrollton Ridge, Cherry Hill, Federal Hill, Fells Point, Inner Harbor, Lakeland, Locust Point, Locust Point Industrial Area, Middle Branch - Reedbird Parks, Mill Hill, Morrell Park, Mount Winans, Otterbein, Port Covington, Ridgely Delight, Riverside, SBIC, Saint Paul, Sharp-Leadenhall, Spring Garden Industrial Area, Stadium Area, Washington Village, Westport
Place evidence: MATCHED_TO_PLACE_CONTRACT

Neighborhood labels describe source relationships, not the identity of the entire ZIP. ZIP community boundaries do not necessarily match municipal boundaries.

Underlying published measures

Values retain their original source units. The component views do not provide a unit dictionary; values are not all percentages or dollars. Percentiles and score contributions are separate fields.

Measure and source scope	Published value	Component percentile	Contribution to index
Black $100K+ Household Income CapacityCapacity · DIRECT BLACK Source scope: NATIONAL_ACS5_2024_B19001B Certified weight: 3.12%	24.47	54.01	1.80 points
Black Civilian Employment CapacityCapacity · DIRECT BLACK Source scope: NATIONAL_ACS5_2024_C23002B Certified weight: 3.12%	89.48	28.44	0.95 points
Black Employment Opportunity EnvironmentCapacity · GENERAL EMPLOYMENT ENVIRONMENT Source scope: NATIONAL_CENSUS_LODES_PRIMARY_JOBS Certified weight: 6.25%	89.74	92.45	6.16 points
Black Federal Contractor PresenceCapacity · DIRECT BLACK PARTICIPATION Source scope: NATIONAL_BLACK_FEDERAL_CONTRACTOR_SUBSET Certified weight: 20.00%	87,916.00	99.51	21.23 points
Black Higher Education Degree Production CapacityCapacity · INSTITUTION LOCATION CAPACITY Source scope: NATIONAL_HIGHER_EDUCATION_INSTITUTION_LOCATION Certified weight: 3.12%	Unavailable	Unavailable	Not published
Black Higher Education Enrollment CapacityCapacity · INSTITUTION LOCATION CAPACITY Source scope: NATIONAL_HIGHER_EDUCATION_INSTITUTION_LOCATION Certified weight: 3.12%	Unavailable	Unavailable	Not published
Black HMDA Mortgage Origination AccessCapacity · DIRECT BLACK CREDIT MARKET Source scope: NATIONAL_HMDA_BLACK_TRACT_TO_ZIP_WEIGHTED Certified weight: 20.00%	48.90	61.43	13.11 points
Black Homeownership Asset CapacityCapacity · DIRECT BLACK Source scope: NATIONAL_ACS5_2024_B25003B Certified weight: 20.00%	32.63	32.33	6.90 points
Black Householder IncomeCapacity · DIRECT BLACK Source scope: NATIONAL_ACS5_CONDITIONAL_AVAILABILITY Certified weight: 3.12%	45,380.00	33.85	1.13 points
Black Housing Affordability CapacityCapacity · HOUSING ENVIRONMENT Source scope: PARTIAL_NATIONAL_ENHANCED_HOUSING_ZIP_SOURCE Certified weight: 15.00%	7.16	23.93	3.83 points
Black Labor Force Participation CapacityCapacity · DIRECT BLACK Source scope: NATIONAL_ACS5_2024_C23002B Certified weight: 3.12%	64.45	52.86	1.76 points
Black Civilian Unemployment PressureFriction · DIRECT BLACK Source scope: NATIONAL_ACS5_2024_C23002B Certified weight: 16.67%	10.52	71.56	11.93 points
Black Disability PressureFriction · DIRECT BLACK Source scope: NATIONAL_ACS_B18101B_BLACK_DISABILITY Certified weight: 16.67%	79.27	24.03	4.00 points
Black HMDA Denial PressureFriction · DIRECT BLACK CREDIT MARKET Source scope: NATIONAL_HMDA_BLACK_TRACT_TO_ZIP_WEIGHTED Certified weight: 16.67%	22.74	28.03	4.67 points
Black Housing Cost Burden PressureFriction · DIRECT BLACK Source scope: NATIONAL_ACS5_2024_B25140B Certified weight: 16.67%	42.75	53.88	8.98 points
Black Poverty PressureFriction · DIRECT BLACK Source scope: NATIONAL_ACS_BLACK_POVERTY_ZIP Certified weight: 16.67%	28.00	70.72	11.79 points
Black Workforce Export PressureFriction · GENERAL EMPLOYMENT ENVIRONMENT Source scope: NATIONAL_CENSUS_LODES_PRIMARY_JOBS Certified weight: 16.67%	53.37	39.88	6.65 points

Compare ZIP 21230 with another ZIP · Request information or a professional connection

Data package V1.0.29; certified separate-index release V1.0.28. Underlying component views V1.0.26 are checked against every published index score, qualification, count, and available weight during this build. Place labels preserve existing context. This is economic intelligence, not a net worth estimate. Capacity and Friction remain separate; no combined scalar is published.