Black Wealth Intelligence

New Market, MARYLAND

ZIP 21774 · ZIP Community Profile

Frederick County · Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area

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Capacity — higher is better

66.55

Qualification
Qualified
National rank
#200
State rank (own state)
#35
Available certified weight
93.75%
Available measures
9 of 11
Available pillars
4 of 4

Friction — higher is worse

35.65

Qualification
Qualified
National rank
#9,784
State rank (own state)
#221
Available certified weight
100.00%
Available measures
6 of 6

Understand this ZIP’s results

What contributes to Capacity?

The largest published contributions to wealth-building Capacity are:

  1. Black Homeownership Asset Capacity — 20.32 score points; component percentile 95.26.
  2. Black HMDA Mortgage Origination Access — 20.32 score points; component percentile 95.24.
  3. Black Housing Affordability Capacity — 13.03 score points; component percentile 81.41.

9 of 11 measures are available. Missing values are not zero.

What contributes to Friction?

The largest published contributions to measured wealth-building barriers are:

  1. Black Workforce Export Pressure — 13.98 score points; component percentile 83.90.
  2. Black Disability Pressure — 11.41 score points; component percentile 68.44.
  3. Black Civilian Unemployment Pressure — 6.55 score points; component percentile 39.30.

6 of 6 measures are available. Missing values are not zero.

Contributions explain the released calculation; they do not establish what caused an outcome or estimate anyone’s net worth. General environment and institution-location measures remain labeled separately from direct Black household measures.

Explore the communities behind this ZIP

Primary locality
New Market
City label in place source
NEW MARKET
County
Frederick County
Metro area
Washington-Arlington-Alexandria, DC-VA-MD-WV
State
MARYLAND
Source neighborhood label
Not currently available
Associated neighborhoods
Not currently available
Place evidence
MATCHED_TO_PLACE_CONTRACT

Neighborhood labels describe source relationships, not the identity of the entire ZIP. ZIP community boundaries do not necessarily match municipal boundaries.

Underlying published measures

Values retain their original source units. The component views do not provide a unit dictionary; values are not all percentages or dollars. Percentiles and score contributions are separate fields.

Measure and source scopePublished valueComponent percentileContribution to index
Black $100K+ Household Income CapacityCapacity · DIRECT BLACK
Source scope: NATIONAL_ACS5_2024_B19001B
Certified weight: 3.12%
88.2098.843.29 points
Black Civilian Employment CapacityCapacity · DIRECT BLACK
Source scope: NATIONAL_ACS5_2024_C23002B
Certified weight: 3.12%
95.6160.702.02 points
Black Employment Opportunity EnvironmentCapacity · GENERAL EMPLOYMENT ENVIRONMENT
Source scope: NATIONAL_CENSUS_LODES_PRIMARY_JOBS
Certified weight: 6.25%
41.2717.711.18 points
Black Federal Contractor PresenceCapacity · DIRECT BLACK PARTICIPATION
Source scope: NATIONAL_BLACK_FEDERAL_CONTRACTOR_SUBSET
Certified weight: 20.00%
0.000.010.00 points
Black Higher Education Degree Production CapacityCapacity · INSTITUTION LOCATION CAPACITY
Source scope: NATIONAL_HIGHER_EDUCATION_INSTITUTION_LOCATION
Certified weight: 3.12%
UnavailableUnavailableNot published
Black Higher Education Enrollment CapacityCapacity · INSTITUTION LOCATION CAPACITY
Source scope: NATIONAL_HIGHER_EDUCATION_INSTITUTION_LOCATION
Certified weight: 3.12%
UnavailableUnavailableNot published
Black HMDA Mortgage Origination AccessCapacity · DIRECT BLACK CREDIT MARKET
Source scope: NATIONAL_HMDA_BLACK_TRACT_TO_ZIP_WEIGHTED
Certified weight: 20.00%
61.4395.2420.32 points
Black Homeownership Asset CapacityCapacity · DIRECT BLACK
Source scope: NATIONAL_ACS5_2024_B25003B
Certified weight: 20.00%
92.5595.2620.32 points
Black Householder IncomeCapacity · DIRECT BLACK
Source scope: NATIONAL_ACS5_CONDITIONAL_AVAILABILITY
Certified weight: 3.12%
180,766.0097.963.27 points
Black Housing Affordability CapacityCapacity · HOUSING ENVIRONMENT
Source scope: PARTIAL_NATIONAL_ENHANCED_HOUSING_ZIP_SOURCE
Certified weight: 15.00%
3.0481.4113.03 points
Black Labor Force Participation CapacityCapacity · DIRECT BLACK
Source scope: NATIONAL_ACS5_2024_C23002B
Certified weight: 3.12%
86.3893.413.11 points
Black Civilian Unemployment PressureFriction · DIRECT BLACK
Source scope: NATIONAL_ACS5_2024_C23002B
Certified weight: 16.67%
4.3939.306.55 points
Black Disability PressureFriction · DIRECT BLACK
Source scope: NATIONAL_ACS_B18101B_BLACK_DISABILITY
Certified weight: 16.67%
90.2968.4411.41 points
Black HMDA Denial PressureFriction · DIRECT BLACK CREDIT MARKET
Source scope: NATIONAL_HMDA_BLACK_TRACT_TO_ZIP_WEIGHTED
Certified weight: 16.67%
15.796.921.15 points
Black Housing Cost Burden PressureFriction · DIRECT BLACK
Source scope: NATIONAL_ACS5_2024_B25140B
Certified weight: 16.67%
9.324.140.69 points
Black Poverty PressureFriction · DIRECT BLACK
Source scope: NATIONAL_ACS_BLACK_POVERTY_ZIP
Certified weight: 16.67%
1.9011.201.87 points
Black Workforce Export PressureFriction · GENERAL EMPLOYMENT ENVIRONMENT
Source scope: NATIONAL_CENSUS_LODES_PRIMARY_JOBS
Certified weight: 16.67%
80.6683.9013.98 points

Compare ZIP 21774 with another ZIP · Request information or a professional connection

Data package V1.0.29; certified separate-index release V1.0.28. Underlying component views V1.0.26 are checked against every published index score, qualification, count, and available weight during this build. Place labels preserve existing context. This is economic intelligence, not a net worth estimate. Capacity and Friction remain separate; no combined scalar is published.