Black Wealth Intelligence

Louisville, KENTUCKY

ZIP 40204 · ZIP Community Profile

Jefferson County · Louisville/Jefferson County, KY-IN metropolitan area

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Capacity — higher is better

16.64

Qualification
Qualified
National rank
#8,058
State rank (own state)
#95
Available certified weight
73.75%
Available measures
8 of 11
Available pillars
3 of 4

Friction — higher is worse

59.73

Qualification
Qualified
National rank
#2,574
State rank (own state)
#16
Available certified weight
83.33%
Available measures
5 of 6

Understand this ZIP’s results

What contributes to Capacity?

The largest published contributions to wealth-building Capacity are:

  1. Black Employment Opportunity Environment — 5.63 score points; component percentile 66.45.
  2. Black Civilian Employment Capacity — 3.06 score points; component percentile 72.25.
  3. Black Homeownership Asset Capacity — 3.03 score points; component percentile 11.19.

8 of 11 measures are available. Missing values are not zero.

What contributes to Friction?

The largest published contributions to measured wealth-building barriers are:

  1. Black Poverty Pressure — 18.02 score points; component percentile 90.10.
  2. Black Housing Cost Burden Pressure — 16.54 score points; component percentile 82.68.
  3. Black Workforce Export Pressure — 11.36 score points; component percentile 56.80.

5 of 6 measures are available. Missing values are not zero.

Contributions explain the released calculation; they do not establish what caused an outcome or estimate anyone’s net worth. General environment and institution-location measures remain labeled separately from direct Black household measures.

Explore the communities behind this ZIP

Primary locality
Louisville
City label in place source
Louisville
County
Jefferson County
Metro area
Louisville/Jefferson County, KY-IN
State
KENTUCKY
Source neighborhood label
Cherokee Triangle
Associated neighborhoods
Bonnycastle, Cherokee Seneca, Cherokee Triangle, Deer Park, Germantown, Highlands, Irish Hill, Paristowne Point, Phoenix Hill, Poplar Level, Shelby Park, Smoketown Jackson, Tyler Park
Place evidence
MATCHED_TO_PLACE_CONTRACT

Neighborhood labels describe source relationships, not the identity of the entire ZIP. ZIP community boundaries do not necessarily match municipal boundaries.

Underlying published measures

Values retain their original source units. The component views do not provide a unit dictionary; values are not all percentages or dollars. Percentiles and score contributions are separate fields.

Measure and source scopePublished valueComponent percentileContribution to index
Black $100K+ Household Income CapacityCapacity · DIRECT BLACK
Source scope: NATIONAL_ACS5_2024_B19001B
Certified weight: 3.12%
5.0410.700.45 points
Black Civilian Employment CapacityCapacity · DIRECT BLACK
Source scope: NATIONAL_ACS5_2024_C23002B
Certified weight: 3.12%
97.8472.253.06 points
Black Employment Opportunity EnvironmentCapacity · GENERAL EMPLOYMENT ENVIRONMENT
Source scope: NATIONAL_CENSUS_LODES_PRIMARY_JOBS
Certified weight: 6.25%
65.7266.455.63 points
Black Federal Contractor PresenceCapacity · DIRECT BLACK PARTICIPATION
Source scope: NATIONAL_BLACK_FEDERAL_CONTRACTOR_SUBSET
Certified weight: 20.00%
0.000.010.00 points
Black Higher Education Degree Production CapacityCapacity · INSTITUTION LOCATION CAPACITY
Source scope: NATIONAL_HIGHER_EDUCATION_INSTITUTION_LOCATION
Certified weight: 3.12%
UnavailableUnavailableNot published
Black Higher Education Enrollment CapacityCapacity · INSTITUTION LOCATION CAPACITY
Source scope: NATIONAL_HIGHER_EDUCATION_INSTITUTION_LOCATION
Certified weight: 3.12%
UnavailableUnavailableNot published
Black HMDA Mortgage Origination AccessCapacity · DIRECT BLACK CREDIT MARKET
Source scope: NATIONAL_HMDA_BLACK_TRACT_TO_ZIP_WEIGHTED
Certified weight: 20.00%
UnavailableUnavailableNot published
Black Homeownership Asset CapacityCapacity · DIRECT BLACK
Source scope: NATIONAL_ACS5_2024_B25003B
Certified weight: 20.00%
13.6711.193.03 points
Black Householder IncomeCapacity · DIRECT BLACK
Source scope: NATIONAL_ACS5_CONDITIONAL_AVAILABILITY
Certified weight: 3.12%
31,201.0012.320.52 points
Black Housing Affordability CapacityCapacity · HOUSING ENVIRONMENT
Source scope: PARTIAL_NATIONAL_ENHANCED_HOUSING_ZIP_SOURCE
Certified weight: 15.00%
11.538.261.68 points
Black Labor Force Participation CapacityCapacity · DIRECT BLACK
Source scope: NATIONAL_ACS5_2024_C23002B
Certified weight: 3.12%
64.5753.202.25 points
Black Civilian Unemployment PressureFriction · DIRECT BLACK
Source scope: NATIONAL_ACS5_2024_C23002B
Certified weight: 16.67%
2.1627.755.55 points
Black Disability PressureFriction · DIRECT BLACK
Source scope: NATIONAL_ACS_B18101B_BLACK_DISABILITY
Certified weight: 16.67%
84.2541.348.27 points
Black HMDA Denial PressureFriction · DIRECT BLACK CREDIT MARKET
Source scope: NATIONAL_HMDA_BLACK_TRACT_TO_ZIP_WEIGHTED
Certified weight: 16.67%
UnavailableUnavailableNot published
Black Housing Cost Burden PressureFriction · DIRECT BLACK
Source scope: NATIONAL_ACS5_2024_B25140B
Certified weight: 16.67%
56.1282.6816.54 points
Black Poverty PressureFriction · DIRECT BLACK
Source scope: NATIONAL_ACS_BLACK_POVERTY_ZIP
Certified weight: 16.67%
43.5090.1018.02 points
Black Workforce Export PressureFriction · GENERAL EMPLOYMENT ENVIRONMENT
Source scope: NATIONAL_CENSUS_LODES_PRIMARY_JOBS
Certified weight: 16.67%
65.6256.8011.36 points

Compare ZIP 40204 with another ZIP · Request information or a professional connection

Data package V1.0.29; certified separate-index release V1.0.28. Underlying component views V1.0.26 are checked against every published index score, qualification, count, and available weight during this build. Place labels preserve existing context. This is economic intelligence, not a net worth estimate. Capacity and Friction remain separate; no combined scalar is published.