Capacity — higher is better
20.34
- Qualification
- Qualified
- National rank
- #7,779
- State rank (own state)
- #211
- Available certified weight
- 78.75%
- Available measures
- 8 of 11
- Available pillars
- 3 of 4
Flint, MICHIGAN
ZIP 48505 · ZIP Community Profile
Genesee County · Flint, MI metropolitan area
Friction — higher is worse
69.47
- Qualification
- Qualified
- National rank
- #659
- State rank (own state)
- #27
- Available certified weight
- 100.00%
- Available measures
- 6 of 6
Understand this ZIP’s results
What contributes to Capacity?
The largest published contributions to wealth-building Capacity are:
- Black Homeownership Asset Capacity — 13.73 score points; component percentile 54.06.
- Black HMDA Mortgage Origination Access — 1.97 score points; component percentile 7.75.
- Black Employment Opportunity Environment — 1.84 score points; component percentile 23.15.
8 of 11 measures are available. Missing values are not zero.
What contributes to Friction?
The largest published contributions to measured wealth-building barriers are:
- Black HMDA Denial Pressure — 16.06 score points; component percentile 96.36.
- Black Civilian Unemployment Pressure — 15.51 score points; component percentile 93.04.
- Black Poverty Pressure — 14.30 score points; component percentile 85.81.
6 of 6 measures are available. Missing values are not zero.
Contributions explain the released calculation; they do not establish what caused an outcome or estimate anyone’s net worth. General environment and institution-location measures remain labeled separately from direct Black household measures.
Explore the communities behind this ZIP
- Primary locality
- Flint
- City label in place source
- Flint
- County
- Genesee County
- Metro area
- Flint, MI
- State
- MICHIGAN
- Source neighborhood label
- Northend Recreation Center
- Associated neighborhoods
- Bel-Air Woods, Chatham Village, E Bishop/ E Flint Park Block, Max Brandon Park S.E., North Side Block, Northend Recreation Center, United Farm Optimist Village, West Dewey Street Block, West Pulaski Block
- Place evidence
- MATCHED_TO_PLACE_CONTRACT
Neighborhood labels describe source relationships, not the identity of the entire ZIP. ZIP community boundaries do not necessarily match municipal boundaries.
Underlying published measures
Values retain their original source units. The component views do not provide a unit dictionary; values are not all percentages or dollars. Percentiles and score contributions are separate fields.
| Measure and source scope | Published value | Component percentile | Contribution to index |
|---|---|---|---|
| Black $100K+ Household Income CapacityCapacity · DIRECT BLACK Source scope: NATIONAL_ACS5_2024_B19001B Certified weight: 3.12% | 8.75 | 18.55 | 0.74 points |
| Black Civilian Employment CapacityCapacity · DIRECT BLACK Source scope: NATIONAL_ACS5_2024_C23002B Certified weight: 3.12% | 79.18 | 6.96 | 0.28 points |
| Black Employment Opportunity EnvironmentCapacity · GENERAL EMPLOYMENT ENVIRONMENT Source scope: NATIONAL_CENSUS_LODES_PRIMARY_JOBS Certified weight: 6.25% | 44.48 | 23.15 | 1.84 points |
| Black Federal Contractor PresenceCapacity · DIRECT BLACK PARTICIPATION Source scope: NATIONAL_BLACK_FEDERAL_CONTRACTOR_SUBSET Certified weight: 20.00% | 0.00 | 0.01 | 0.00 points |
| Black Higher Education Degree Production CapacityCapacity · INSTITUTION LOCATION CAPACITY Source scope: NATIONAL_HIGHER_EDUCATION_INSTITUTION_LOCATION Certified weight: 3.12% | Unavailable | Unavailable | Not published |
| Black Higher Education Enrollment CapacityCapacity · INSTITUTION LOCATION CAPACITY Source scope: NATIONAL_HIGHER_EDUCATION_INSTITUTION_LOCATION Certified weight: 3.12% | Unavailable | Unavailable | Not published |
| Black HMDA Mortgage Origination AccessCapacity · DIRECT BLACK CREDIT MARKET Source scope: NATIONAL_HMDA_BLACK_TRACT_TO_ZIP_WEIGHTED Certified weight: 20.00% | 30.97 | 7.75 | 1.97 points |
| Black Homeownership Asset CapacityCapacity · DIRECT BLACK Source scope: NATIONAL_ACS5_2024_B25003B Certified weight: 20.00% | 48.44 | 54.06 | 13.73 points |
| Black Householder IncomeCapacity · DIRECT BLACK Source scope: NATIONAL_ACS5_CONDITIONAL_AVAILABILITY Certified weight: 3.12% | 33,826.00 | 16.12 | 0.64 points |
| Black Housing Affordability CapacityCapacity · HOUSING ENVIRONMENT Source scope: PARTIAL_NATIONAL_ENHANCED_HOUSING_ZIP_SOURCE Certified weight: 15.00% | Unavailable | Unavailable | Not published |
| Black Labor Force Participation CapacityCapacity · DIRECT BLACK Source scope: NATIONAL_ACS5_2024_C23002B Certified weight: 3.12% | 53.32 | 28.88 | 1.15 points |
| Black Civilian Unemployment PressureFriction · DIRECT BLACK Source scope: NATIONAL_ACS5_2024_C23002B Certified weight: 16.67% | 20.82 | 93.04 | 15.51 points |
| Black Disability PressureFriction · DIRECT BLACK Source scope: NATIONAL_ACS_B18101B_BLACK_DISABILITY Certified weight: 16.67% | 78.48 | 22.04 | 3.67 points |
| Black HMDA Denial PressureFriction · DIRECT BLACK CREDIT MARKET Source scope: NATIONAL_HMDA_BLACK_TRACT_TO_ZIP_WEIGHTED Certified weight: 16.67% | 47.31 | 96.36 | 16.06 points |
| Black Housing Cost Burden PressureFriction · DIRECT BLACK Source scope: NATIONAL_ACS5_2024_B25140B Certified weight: 16.67% | 39.32 | 45.39 | 7.57 points |
| Black Poverty PressureFriction · DIRECT BLACK Source scope: NATIONAL_ACS_BLACK_POVERTY_ZIP Certified weight: 16.67% | 38.70 | 85.81 | 14.30 points |
| Black Workforce Export PressureFriction · GENERAL EMPLOYMENT ENVIRONMENT Source scope: NATIONAL_CENSUS_LODES_PRIMARY_JOBS Certified weight: 16.67% | 75.74 | 74.16 | 12.36 points |
Compare ZIP 48505 with another ZIP · Request information or a professional connection
Data package V1.0.29; certified separate-index release V1.0.28. Underlying component views V1.0.26 are checked against every published index score, qualification, count, and available weight during this build. Place labels preserve existing context. This is economic intelligence, not a net worth estimate. Capacity and Friction remain separate; no combined scalar is published.