Black Wealth Intelligence

Garland, TEXAS

ZIP 75044 · ZIP Community Profile

Collin County · Dallas-Fort Worth-Arlington, TX metropolitan area

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Capacity — higher is better

55.37

Qualification
Qualified
National rank
#1,047
State rank (own state)
#111
Available certified weight
93.75%
Available measures
9 of 11
Available pillars
4 of 4

Friction — higher is worse

68.42

Qualification
Qualified
National rank
#805
State rank (own state)
#66
Available certified weight
100.00%
Available measures
6 of 6

Understand this ZIP’s results

What contributes to Capacity?

The largest published contributions to wealth-building Capacity are:

  1. Black Federal Contractor Presence — 21.06 score points; component percentile 98.72.
  2. Black HMDA Mortgage Origination Access — 8.94 score points; component percentile 41.91.
  3. Black Housing Affordability Capacity — 7.98 score points; component percentile 49.89.

9 of 11 measures are available. Missing values are not zero.

What contributes to Friction?

The largest published contributions to measured wealth-building barriers are:

  1. Black Workforce Export Pressure — 16.61 score points; component percentile 99.64.
  2. Black Poverty Pressure — 11.30 score points; component percentile 67.79.
  3. Black Disability Pressure — 11.16 score points; component percentile 66.93.

6 of 6 measures are available. Missing values are not zero.

Contributions explain the released calculation; they do not establish what caused an outcome or estimate anyone’s net worth. General environment and institution-location measures remain labeled separately from direct Black household measures.

Explore the communities behind this ZIP

Primary locality
Garland
City label in place source
Garland
County
Collin County
Metro area
Dallas-Fort Worth-Arlington, TX
State
TEXAS
Source neighborhood label
Oakridge
Associated neighborhoods
Apollo Arapaho & Camelot, Breckinridge Farms, Brentwood Place, Brentwood Village, Briaroaks, Camelot, Camelot Community, Coomer Creek, Creek Bend, Creek Hollow Estates, Crystal Falls, Firewheel Estates, Firewheel Farms, Greens, Greens Estates, Heather Ridge, Hills of Breckinridge, Hills of Firewheel, Holford, Holiday Park, Oakcrest, Oakridge, Oakridge on the Creek, Oaks of Stoney Creek, Park North, Picket Place, Retreat at Firewheel, Southpointe, Spring Park, Sutton Place, The Fairways at Firewheel, The Hills of Breckenridge, Village Green, Wood Glen
Place evidence
MATCHED_TO_PLACE_CONTRACT

Neighborhood labels describe source relationships, not the identity of the entire ZIP. ZIP community boundaries do not necessarily match municipal boundaries.

Underlying published measures

Values retain their original source units. The component views do not provide a unit dictionary; values are not all percentages or dollars. Percentiles and score contributions are separate fields.

Measure and source scopePublished valueComponent percentileContribution to index
Black $100K+ Household Income CapacityCapacity · DIRECT BLACK
Source scope: NATIONAL_ACS5_2024_B19001B
Certified weight: 3.12%
25.8356.501.88 points
Black Civilian Employment CapacityCapacity · DIRECT BLACK
Source scope: NATIONAL_ACS5_2024_C23002B
Certified weight: 3.12%
90.9234.641.15 points
Black Employment Opportunity EnvironmentCapacity · GENERAL EMPLOYMENT ENVIRONMENT
Source scope: NATIONAL_CENSUS_LODES_PRIMARY_JOBS
Certified weight: 6.25%
48.8433.182.21 points
Black Federal Contractor PresenceCapacity · DIRECT BLACK PARTICIPATION
Source scope: NATIONAL_BLACK_FEDERAL_CONTRACTOR_SUBSET
Certified weight: 20.00%
18,150.0098.7221.06 points
Black Higher Education Degree Production CapacityCapacity · INSTITUTION LOCATION CAPACITY
Source scope: NATIONAL_HIGHER_EDUCATION_INSTITUTION_LOCATION
Certified weight: 3.12%
UnavailableUnavailableNot published
Black Higher Education Enrollment CapacityCapacity · INSTITUTION LOCATION CAPACITY
Source scope: NATIONAL_HIGHER_EDUCATION_INSTITUTION_LOCATION
Certified weight: 3.12%
UnavailableUnavailableNot published
Black HMDA Mortgage Origination AccessCapacity · DIRECT BLACK CREDIT MARKET
Source scope: NATIONAL_HMDA_BLACK_TRACT_TO_ZIP_WEIGHTED
Certified weight: 20.00%
44.6541.918.94 points
Black Homeownership Asset CapacityCapacity · DIRECT BLACK
Source scope: NATIONAL_ACS5_2024_B25003B
Certified weight: 20.00%
33.3933.297.10 points
Black Householder IncomeCapacity · DIRECT BLACK
Source scope: NATIONAL_ACS5_CONDITIONAL_AVAILABILITY
Certified weight: 3.12%
68,750.0062.852.10 points
Black Housing Affordability CapacityCapacity · HOUSING ENVIRONMENT
Source scope: PARTIAL_NATIONAL_ENHANCED_HOUSING_ZIP_SOURCE
Certified weight: 15.00%
4.7349.897.98 points
Black Labor Force Participation CapacityCapacity · DIRECT BLACK
Source scope: NATIONAL_ACS5_2024_C23002B
Certified weight: 3.12%
80.9288.072.94 points
Black Civilian Unemployment PressureFriction · DIRECT BLACK
Source scope: NATIONAL_ACS5_2024_C23002B
Certified weight: 16.67%
9.0865.3610.89 points
Black Disability PressureFriction · DIRECT BLACK
Source scope: NATIONAL_ACS_B18101B_BLACK_DISABILITY
Certified weight: 16.67%
89.9666.9311.16 points
Black HMDA Denial PressureFriction · DIRECT BLACK CREDIT MARKET
Source scope: NATIONAL_HMDA_BLACK_TRACT_TO_ZIP_WEIGHTED
Certified weight: 16.67%
28.5257.689.61 points
Black Housing Cost Burden PressureFriction · DIRECT BLACK
Source scope: NATIONAL_ACS5_2024_B25140B
Certified weight: 16.67%
42.4453.108.85 points
Black Poverty PressureFriction · DIRECT BLACK
Source scope: NATIONAL_ACS_BLACK_POVERTY_ZIP
Certified weight: 16.67%
26.3067.7911.30 points
Black Workforce Export PressureFriction · GENERAL EMPLOYMENT ENVIRONMENT
Source scope: NATIONAL_CENSUS_LODES_PRIMARY_JOBS
Certified weight: 16.67%
91.7799.6416.61 points

Compare ZIP 75044 with another ZIP · Request information or a professional connection

Data package V1.0.29; certified separate-index release V1.0.28. Underlying component views V1.0.26 are checked against every published index score, qualification, count, and available weight during this build. Place labels preserve existing context. This is economic intelligence, not a net worth estimate. Capacity and Friction remain separate; no combined scalar is published.