Capacity — higher is better
30.30
- Qualification
- Qualified
- National rank
- #6,216
- State rank (own state)
- #397
- Available certified weight
- 80.00%
- Available measures
- 10 of 11
- Available pillars
- 3 of 4
Monterey, CALIFORNIA
ZIP 93940 · ZIP Community Profile
Monterey County · Salinas, CA metropolitan area
Friction — higher is worse
56.94
- Qualification
- Qualified
- National rank
- #3,477
- State rank (own state)
- #430
- Available certified weight
- 83.33%
- Available measures
- 5 of 6
Understand this ZIP’s results
What contributes to Capacity?
The largest published contributions to wealth-building Capacity are:
- Black Employment Opportunity Environment — 7.02 score points; component percentile 89.82.
- Black Housing Affordability Capacity — 4.26 score points; component percentile 22.73.
- Black Householder Income — 3.66 score points; component percentile 93.57.
10 of 11 measures are available. Missing values are not zero.
What contributes to Friction?
The largest published contributions to measured wealth-building barriers are:
- Black Housing Cost Burden Pressure — 16.99 score points; component percentile 84.93.
- Black Disability Pressure — 15.16 score points; component percentile 75.78.
- Black Poverty Pressure — 12.41 score points; component percentile 62.07.
5 of 6 measures are available. Missing values are not zero.
Contributions explain the released calculation; they do not establish what caused an outcome or estimate anyone’s net worth. General environment and institution-location measures remain labeled separately from direct Black household measures.
Explore the communities behind this ZIP
- Primary locality
- Monterey
- City label in place source
- Monterey
- County
- Monterey County
- Metro area
- Salinas, CA
- State
- CALIFORNIA
- Source neighborhood label
- Monterey Vista
- Associated neighborhoods
- Aguajito Oaks, Alta Mesa, Asilomar Dunes, Beach Tract/Fairway Homes, Casanovsa Oak Knoll, Country Club Heights, Deer Flats, Del Monte Beach, Del Monte Grove Laguna Grande, Downtown, Fifth Addition, Fisherman Flats, Fourth Addition, Glenwood, Hillcrest, Monterey Vista, New Monterey, Oak Grove, Old Town, Pacific Grove Retreat, Seaview, Skyline Forest, Skyline Ridge, Villa Del Monte
- Place evidence
- MATCHED_TO_PLACE_CONTRACT
Neighborhood labels describe source relationships, not the identity of the entire ZIP. ZIP community boundaries do not necessarily match municipal boundaries.
Underlying published measures
Values retain their original source units. The component views do not provide a unit dictionary; values are not all percentages or dollars. Percentiles and score contributions are separate fields.
| Measure and source scope | Published value | Component percentile | Contribution to index |
|---|---|---|---|
| Black $100K+ Household Income CapacityCapacity · DIRECT BLACK Source scope: NATIONAL_ACS5_2024_B19001B Certified weight: 3.12% | 50.24 | 84.44 | 3.30 points |
| Black Civilian Employment CapacityCapacity · DIRECT BLACK Source scope: NATIONAL_ACS5_2024_C23002B Certified weight: 3.12% | 94.58 | 54.73 | 2.14 points |
| Black Employment Opportunity EnvironmentCapacity · GENERAL EMPLOYMENT ENVIRONMENT Source scope: NATIONAL_CENSUS_LODES_PRIMARY_JOBS Certified weight: 6.25% | 88.03 | 89.82 | 7.02 points |
| Black Federal Contractor PresenceCapacity · DIRECT BLACK PARTICIPATION Source scope: NATIONAL_BLACK_FEDERAL_CONTRACTOR_SUBSET Certified weight: 20.00% | 0.00 | 0.01 | 0.00 points |
| Black Higher Education Degree Production CapacityCapacity · INSTITUTION LOCATION CAPACITY Source scope: NATIONAL_HIGHER_EDUCATION_INSTITUTION_LOCATION Certified weight: 3.12% | 16.02 | 34.33 | 1.34 points |
| Black Higher Education Enrollment CapacityCapacity · INSTITUTION LOCATION CAPACITY Source scope: NATIONAL_HIGHER_EDUCATION_INSTITUTION_LOCATION Certified weight: 3.12% | 205.82 | 60.57 | 2.37 points |
| Black HMDA Mortgage Origination AccessCapacity · DIRECT BLACK CREDIT MARKET Source scope: NATIONAL_HMDA_BLACK_TRACT_TO_ZIP_WEIGHTED Certified weight: 20.00% | Unavailable | Unavailable | Not published |
| Black Homeownership Asset CapacityCapacity · DIRECT BLACK Source scope: NATIONAL_ACS5_2024_B25003B Certified weight: 20.00% | 14.22 | 11.64 | 2.91 points |
| Black Householder IncomeCapacity · DIRECT BLACK Source scope: NATIONAL_ACS5_CONDITIONAL_AVAILABILITY Certified weight: 3.12% | 135,156.00 | 93.57 | 3.66 points |
| Black Housing Affordability CapacityCapacity · HOUSING ENVIRONMENT Source scope: PARTIAL_NATIONAL_ENHANCED_HOUSING_ZIP_SOURCE Certified weight: 15.00% | 7.36 | 22.73 | 4.26 points |
| Black Labor Force Participation CapacityCapacity · DIRECT BLACK Source scope: NATIONAL_ACS5_2024_C23002B Certified weight: 3.12% | 78.62 | 84.63 | 3.31 points |
| Black Civilian Unemployment PressureFriction · DIRECT BLACK Source scope: NATIONAL_ACS5_2024_C23002B Certified weight: 16.67% | 5.42 | 45.27 | 9.05 points |
| Black Disability PressureFriction · DIRECT BLACK Source scope: NATIONAL_ACS_B18101B_BLACK_DISABILITY Certified weight: 16.67% | 92.00 | 75.78 | 15.16 points |
| Black HMDA Denial PressureFriction · DIRECT BLACK CREDIT MARKET Source scope: NATIONAL_HMDA_BLACK_TRACT_TO_ZIP_WEIGHTED Certified weight: 16.67% | Unavailable | Unavailable | Not published |
| Black Housing Cost Burden PressureFriction · DIRECT BLACK Source scope: NATIONAL_ACS5_2024_B25140B Certified weight: 16.67% | 57.82 | 84.93 | 16.99 points |
| Black Poverty PressureFriction · DIRECT BLACK Source scope: NATIONAL_ACS_BLACK_POVERTY_ZIP Certified weight: 16.67% | 23.20 | 62.07 | 12.41 points |
| Black Workforce Export PressureFriction · GENERAL EMPLOYMENT ENVIRONMENT Source scope: NATIONAL_CENSUS_LODES_PRIMARY_JOBS Certified weight: 16.67% | 43.19 | 16.65 | 3.33 points |
Compare ZIP 93940 with another ZIP · Request information or a professional connection
Data package V1.0.29; certified separate-index release V1.0.28. Underlying component views V1.0.26 are checked against every published index score, qualification, count, and available weight during this build. Place labels preserve existing context. This is economic intelligence, not a net worth estimate. Capacity and Friction remain separate; no combined scalar is published.